AJC Homes’ collection of Help to
Buy properties have proven particularly popular with first time buyers in
Chapelton with just one two-bedroom home now available.
Located at the Liddell
development which forms part of the Cairnhill neighbourhood of the town, and
priced at £197,250, the Findon house type from the Aboyne-based housebuilder is
available to purchase using the Scottish Government’s Help to Buy scheme. This
means that the home can be secured with just a five per cent deposit, making it
perfect for first-time buyers keen to take their first step onto the property
ladder.
Complete with fitted wardrobes,
French doors leading onto a landscaped garden and high-quality fixtures,
fittings and appliances, the property boasts everything needed in a first home
with the added benefit of being part of the growing Chapelton community.
Speaking of the property, Laura
Webster, Sales and Marketing Manager at AJC Homes, commented: “Chapelton
continues to be an extremely popular place for a variety of buyers to settle.
We’ve seen couples, families and downsizers all call the town home and now
thanks to our Help to Buy properties we’re also welcoming first-time buyers.
“As a local housebuilder, AJC
Homes is known for its traditional and high-quality design – this is key in the
build of all our properties. It’s this reason, combined with Chapelton’s many
community benefits, that our homes have been so popular in the town.”
Ten years ago, the average first time buyer could be characterised as someone in their twenties looking for a small flat in town close to local amenities, restaurants and busy bars and clubs to spend evenings and weekends. With the age of first time buyers now rising to those in their early to mid-thirties, the features attracting them to a property has changed slightly too.
Here in Chapelton, we have a number of beautiful homes perfect for every type of first time buyer.
From new build homes available for young professionals to new families, take a look below at the best houses for sale for first time buyers in Chapelton.
First time homes for young professionals
As first time buyers, young professionals often want to find a property with plenty of space that still remains an easy commute to work. Situated just five miles south of Aberdeen, Chapelton is the perfect commuter hotspot, for those who want some distance from busy city life while still remaining just a short drive to work.
The Keithlock, a stunning two bedroom apartment from popular Chapelton housebuilder ZeroC has two generous bedrooms, an open plan kitchen, living space and access to a lovely private garden area. Priced from £176,000, the Keithlock is available under the Scottish Government’s Help to Buy scheme, meaning it can be purchased by first time buyers with just a five percent deposit.
First time homes for country dwellers
For the first time buyers who like the idea of a quaint property with a countryside feel, housebuilder Stephen has a number of homes available, like the cosy Ardwall cottage. Priced from £230,000 this property boasts two spacious bedrooms an open plan kitchen and dining area with separate lounge and looking out onto an attractive courtyard.
Perfect for country dwellers who are looking to take advantage of Chapelton’s idyllic, countryside location, the Ardwall comes with an attractive first time buyers package that includes free flooring, a 5% deposit and £1000 towards legal fees.
First time homes for families
One of the many considerations when starting a family is ensuring the best environment for enhancing family life. Child friendly neighbourhoods with plenty of activities to keep the little ones occupied, safe roads and areas and an abundance of green space make a family-friendly location to give parents peace of mind.
The Findon offered by housebuilder AJC is a sizable and attractive two-bed home perfect for families starting out. With two well-proportioned bedrooms, a fully integrated kitchen and plenty of living space, the Findon starts from £222,000 and is available with some fantastic incentives including a 5% deposit paid, free flooring and a furniture package from John Lewis.
Many families have already set up their lives in Chapelton, with a wide range of things to do in the community including a calendar of activities catered towards children from family fun days, to organised walks and scavenger hunts. Large, open spaces and parks give children the freedom to enjoy the outdoors and lead the traditional, simple way of life.
With the aim of encouraging a more sustainable lifestyle, Chapelton has been specially designed with all local amenities within walking distance, reducing the number of vehicles on the roads and making public spaces safer for children. An in-town nursery school adds to the place making of the town and the number of facilities for families in the area.
First time buyers have the opportunity to take advantage of a number of incentives at Chapelton, affordably and easily purchasing their dream home. With a number of plots available for the Keithlock, Ardwall and Findon properties, the town has something for all budgets and preferences.
This year, the Scottish Government announced a two year extension to its existing ‘Help to Buy’ scheme, helping first time buyers across Scotland take those all-important steps onto the property ladder.
The scheme, which has now been extended up to 2021, was set up to ease the pressure on buyers and has already helped thousands of households across Scotland purchase a new-build home.
But how does it work?
Launched in 2013, the ‘Help to Buy’ scheme allows first time buyers and aspiring home owners the chance to get on to, or move up the property ladder without having to source a sizable deposit for a mortgage.
Through the scheme, buyers can secure a mortgage for a new-build home at 5%, with an equity loan provided by the Scottish Government of up to 15%, leaving owners with a minimum of 85% to pay on their property.
The Government loan is interest-free for its term, meaning that the cost of the deposit and mortgage repayments are considerably lowered and as it’s not a shared ownership scheme, you own 100% of the property.
Since it started five years ago, the ‘Help to Buy’ scheme has helped more than 12,000 households secure their new home.
So what’s the catch?
While it may seem too good be true, there are just a few stipulations between you and your new home. Crucially, ‘Help to Buy’ is capped at properties costing £200,000 and it must be your sole place of residence. The loan cannot apply to part exchange or buy to let.
Help to Buy in Chapelton
At Chapelton some of our most sought after homes are now available through ‘Help to Buy’ which means that the property of your dreams may not be far out of reach.
In addition to two bedroom homes at £199,950, housebuilder ZeroC is offering its Keithlock apartment priced from £189,000. Boasting an en suite master bedroom, large second bedroom, plenty of storage and open kitchen, living and dining space, this apartment is ideal for those keen to make the most of Chapelton’s location, which is near the city but still enjoys a countryside setting.
Award-winning housebuilder Stephen’s Help to Buy properties have already proven extremely popular with first time buyers with just one two-bedroom cottages available to purchase using the scheme. Priced from £199,500 the Inchcape offers a large entrance hallway, two spacious bedrooms, bathroom and open plan kitchen and lounge area finished with French doors leading out onto a garden area.
With so many great local facilities and plenty to see and do, Chapelton is the perfect place to start your future.
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